Student health care and insurance requirements

New domestic students

If you already have health insurance, provide proof of coverage using this form for incoming students by Sept. 1.

If you need health insurance, shop for coverage on the Marketplace at Healthcare.gov. Illinois residents can shop directly at GetCoveredIllinois.gov.

Once coverage is confirmed, provide proof of coverage using this form for incoming students by Sept. 1.

Returning domestic students

If you already have health insurance, provide proof of coverage using this form for returning domestic students by Sept. 1. (Note: Students must submit the form using their Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø email account.)

If you need health insurance, shop for coverage on the Marketplace at Healthcare.gov. Illinois residents can shop directly at GetCoveredIllinois.gov.

Once coverage is confirmed, provide proof of coverage using this form for domestic students by Sept. 1. (Note: Students must submit the form using their Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø email account.)

Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø partners directly with ISO Insurance to provide health insurance coverage for international students. In certain circumstances, U.S. citizens who are living abroad and who do not have access to health insurance options in the United States may also be eligible to enroll in the ISO international student insurance plan.

Eligibility for this option is reviewed on a case-by-case basis.

Students who believe they may qualify should contact cathyatkison@augustana.edu for additional information and guidance.

Health insurance is required for international students.

Starting with the 2025-2026 academic year, it is mandatory for all international F1/J1 visa students to have the college health insurance plan. Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø is happy to ensure coverage for all international students under a very comprehensive and affordable health insurance. 

All enrolled international students will be automatically enrolled in the health plan through ISO Student Health Insurance. Students will be enrolled for the duration of their academic program at Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø, and the insurance fees will be posted on their student accounts.

International students can provide proof of ISO Health Insurance once they receive their insurance card in August prior to International Student Orientation (ISO).

Related information

• Insurance overview page (international students, non-athletes)
  • Insurance plan flyer, 2025-26 (international students, non-athletes)
  • Insurance plan flyer, 2026-27 (international students, non-athletes)
• Insurance overview page (international student-athletes)
  • Insurance plan flyer, 2025-26 (international student-athletes)
  • Insurance plan flyer, 2026-27 (international student-athletes)

Coverage dates and premium

Students will be enrolled for the full year in two parts: Fall and Spring.

Waiver

The ISO plan will be mandatory for all international students. You may be eligible for a waiver, if you fall into any of the categories below: 

• Covered as a dependent under a parent/spouse¡¯s US-based employer plan.
• Covered through their home country embassy¡¯s insurance (e.g. SACM).

If you qualify for a waiver as per the categories listed above, you can file a waiver online. 

Waiver deadline is Aug. 1, 2026.

Why health insurance is important in the U.S.

The high cost of healthcare in the U.S. exposes international students to financial risks in case of illness or injury. Requiring all international students to enroll in the school-sponsored health plan from ISO helps protect against high medical costs and potential disruptions to academic progress. 

Questions?

If you have any specific questions regarding the insurance plan, you can contact ISO Student Health Insurance by phone at 800-244-1180 (Monday¨CFriday, 9 a.m.-6 p.m. EST), or by email (customercare@isoa.org).

Questions can also be directed to Cathy Atkinson (cathyatkinson@augustana.edu).

Domestic student-athletes

Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø does not pay for medical services just because your college student participates in a NCAA varsity sport. Please remember all student-athletes are required to have health insurance coverage during the entire school year, either through a family policy or an individual policy.

Insurance claims are billed to your primary insurance by providing insurance information to your provider of service at the time of treatment. It is imperative that you FOLLOW YOUR PRIMARY INSURANCE CARRIER¡¯S MANAGED CARE GUIDELINES relative to participating providers, covered charges, number of allowable visits, referral procedures, network physicians, etc. Primary health care plan coverage designs vary and often include deductibles, co-pays, etc., which will be YOUR responsibility. Do not send bills to Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø.

It is the responsibility of the parent/guardian/student-athlete to make sure their insurance is accepted in our area. In order to keep insurance costs low, many families purchase insurance with more restrictions where they may receive care. Listed below are area physicians, physical therapists and hospitals where we commonly send our student-athletes for care should the need arise. You MUST verify with your insurance company that your policy is in network in the Quad Cities area. If your insurance works with different practitioners than listed below, that is fine. You may use whomever you choose, but it must be accepted locally unless you want your student-athlete to return home for care.

Genesis Health Systems

• Team GP ¨C Dr. Tom Lyons
• Sports Medicine Specialist ¨C Dr. Kelly Krei
• Emergency Department, Convenient Care Clinics, Specialists, PT/OT

Dr. Muna Strasser DDS, PC

• Team Dentist

UnityPoint Health

• Emergency Department, Express Care Clinics, Specialists, X-rays, Stitches

ORA Orthopedics

• Team Orthopedic Physician ¨C Dr. Jason Clark
• Physical therapy ¨C Andrew Piotter
• X-rays, MRI, Surgery, Bracing, Orthotics, Medical Equipment

International student-athletes

All enrolled international students will be automatically enrolled in the health plan through ISO Student Health Insurance. Students will be enrolled for the duration of their academic program at Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø Å·ÖÞ±­ÍøͶ_Å·ÖÞ±­ÍâΧapp-Ͷע¹ÙÍø, and the insurance fees will be posted on their student accounts.

See the For international students tab above for more information.